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Real Estate Dictionary: Westfield, Scotch Plains and Cranford New Jersey home buying, real estate listings, and homes for sale in Union County, NJ

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Susan Massa, CRS SRES ABR Broker, REALTORŽ, real estate agent and broker for Westfield, Scotch Plains and Cranford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Massa, CRS SRES ABR Broker
Burgdorff ERA Realtors
600 North Avenue
Westfield, NJ. 07090
Phone: 908-233-6679
Phone 2: 908-233-1881
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email: Susan@NJhomeShowcase.com
Susan Massa is a lifelong and fourth generation resident of the Westfield area. With more than 15 years of experience as a real estate broker, Susan is a terrific source of knowledge about area architecture, education, folklore, history, preservation, recreation, shopping, restaurants, economic development, real estate information and relocation to or from New Jersey. A graduate of Kentucky Wesley College, Susan has a Bachelor of Arts degree in marketing management. She also attended Fairleigh Dickinson University in Madison and Monmouth University in Long Branch for graduate studies in business, marketing and finance. A consistent top producer in sales combined with her outstanding marketing skills earned Susan membership in the prestigious New Jersey Association of Realtors (NJAR) Distinguished Sales Club. She received that honor for over ten years of membership in the NJAR Million Dollar Sales Club (Gold Level, 1987; Silver Level, 1986; Bronze Level, 1983, '85, '88, '92, '94-'97), and Circle of Excellence 2002. A strong commitment to the community, the public and the real estate industry has seen Susan honored with multiple awards including NJAR Realtor Associate of the Year, NJAR Community Service Award and Westfield Community Service Award.

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