Westfield, Scotch Plains and Cranford New Jersey real estate listings, home buying, selling and relocation information

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Susan started as a realtor
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Sylvia, Cranford
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Financing Your Home >Mortgage Myths

Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing. Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.

The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.

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Q	What weighs 320 tons and is considered the largest single block building?
A	Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Susan Massa, CRS SRES ABR Broker, REALTORŽ, real estate agent and broker for Westfield, Scotch Plains and Cranford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Massa
Keller Williams Premier Properties
488 Springfield Ave
Summit/westfield
NJ, 07901
Phone/Westfield: 908-400-0778
Phone 2/Westfield: 908-233-1881
Cell: 908-400-0778
Fax: 908-728-3110
Office /summit: 908-233-1881
Email: susanmassa@NUMBER1EXPERT.com
email: smassa5207@aol.com
email: Susan@NJhomeShowcase.com
susanmassa.com: susan@susanmassa.com
Susan Massa is a lifelong and fourth generation resident of the Westfield area. With more than 20 years of experience as a real estate broker, Susan is a terrific source of knowledge about area architecture, education, folklore, history, preservation, recreation, shopping, restaurants, economic development, real estate information and relocation to or from New Jersey. A graduate of Kentucky Wesley College, Susan has a Bachelor of Arts degree in marketing management. She also attended Fairleigh Dickinson University in Madison and Monmouth University in Long Branch for graduate studies in business, marketing and finance. A consistent top producer in sales combined with her outstanding marketing skills earned Susan membership in the prestigious New Jersey Association of Realtors (NJAR) Distinguished Sales Club. She received that honor for over 20 years of membership in the NJAR Million Dollar Sales Club Circle of Excellence 1992-2008, Who's Who in Real Estate, Member of Luxury Homes, Historic Homes, Residential Specialist, E Pro, Seniors Real Estate Specialist, Relocation Specialist, Acredited Buyer Representative,Recognized By the Board Of Chosen Freeholders for the Development Of Adaptive Use in Preservation of Existing Structures, Acredited Staging Professional, and Various Community Service Awards and recognition. A strong commitment to the community, the public and the real estate industry has seen Susan honored with multiple awards including NJAR Realtor Associate of the Year, NJAR Community Service Award and Westfield Community Service Award. Serving New Jersey in Real Estate and across America

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