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sign up for the most informative market information Susan Massa Keller Williams Premier Properties 908-400-0778 susan @ njhomeshowcase.com
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 County's Close to New York City and within range of all forms of transportation, Union County, Morris Country Somerset County Monmouth County New Jersey, have many fine golf courses to choose from. There are Union parks and recreation departments courses, which are all excellent in their own way, with professional golf pros on hand, pro shops, tournaments, junior golf lessons, and much more! Then of course, there are the large private country clubs with all the amenities a golfer could ask for.
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Golf
Ash Brook (Scotch Plains) Galloping Hill (Kenilworth) and Oak Ridge (Clark) Public, Union County Parks Dept.
Union county's courses have long been recognized as outstanding public courses, providing golfers of all ages and skill levels the opportunity to enjoy this challenging sport.
Suburban Golf Club (Union) - Private
This course requires accurate shots in order to score well. The tree-lined fairways are flat, and the fast greens are sloped. There is water that comes into play on two holes. At the built in 1896 A. W. Tillinghast designed the course.
Echo Lake Country Club (Westfield) - Private
This course has tree-lined fairways on the front nine and open fairways on the back nine. There is water that comes into play on three holes. The signature hole is #16, requiring a tee shot to a dog leg left fairway that plays downhill to a tight green. Many of the greens are sloped and elevated.
Scotch Hills Country Club (Scotch Plains) - Public
This course was built on rolling terrain and features well-bunkered greens. The signature hole is #8, a 358-yard, par 4.
Shackamaxon Golf & Country Club (Scotch Plains) - Private
This course was built on hilly terrain, so expect uneven lies on the tree-lined fairways. All the greens and tee boxes are elevated. The signature hole is #9, a 393-yard, par 4, requiring two lengthy shots in order to reach the green in regulation. Caddies are mandatory if you choose to walk the course. A.W. Tillinghast designed this course in 1916.
Maple Moor/ White Plains NY, Public
Named for the abundance of maple trees that line the course, Maple Moor is a challenging course with water hazards on six holes. Designed by golf course architect Tom Winton and opened to the public in 1927, Maple Moor was Westchester County's first public course. Maple Moor golfers now enjoy the results of a major improvement program in which all 18 tees were renovated and expanded.
West Course at Winged Foot Golf Club Mamaroneck NY, Private
Named number 8 of the 100 best courses in the US by Golf Digest.
Hudson Hills Golf Course Millwood NY, Public
A brand-new 10 million course. Call it a slice of heaven for golfers in Westchester County. The new course in Millwood is 150 acres, about 7,000 yards long. And, perhaps most importantly, there are no hefty country club fees. Hudson Hills is a par 71 championship golf course that takes full advantage of its setting in the Hudson River Valley. Perched atop the first tee, golfers are treated to a beautiful vista, with nearly one third of the golf course in view.
St. Andrews Golf Club, Hastings on Hudson NY
This course has very difficult greens to read because of their severe undulations. The fairways vary in length and width. The signature hole is #16, a 176-yard, par 3. This club was originally located in Yonkers, New York, and is listed by the USGA as one of the first 100 clubs established in the U.S. It also received mention in "GOLF Magazine's" 1995 list of "The First 100 Clubs in America."
Union County Courses
Golf Course Portal-New Jersey Courses
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Similar to Westchester County, just north of New York City, many of the courses in Union County were designed by A. W. Tillinghast and his associates in the early 1900s. They are beautifully wooded and built on hilly, rolling terrain. In addition, many of the greens are sloped and elevated. 
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Self Employed >No Problem There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
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| Q |
What building has been named the 21st Century Townhouse project?
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| A |
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete. |
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