Westfield, Scotch Plains and Cranford real estate and homes for sale in New Jersey, waterfront, farms - Susan Massa, CRS SRES ABR Broker, REALTOR® Susan Massa, CRS SRES ABR Broker REALTOR(r) for Westfield, Scotch Plains and Cranford, New Jersey real estate, waterfront, farms - NUMBER1EXPERT™ Susan Massa, CRS SRES ABR Broker NUMBER1EXPERT(tm) for Westfield, Scotch Plains and Cranford, New Jersey real estate, waterfront, farms
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Susan Massa, CRS SRES ABR Broker, REALTORŪ, real estate agent and broker for Westfield, Scotch Plains and Cranford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Susan is our Realtor for Life
Susan's dedication in assisting us find our perfect home was unparalleled. Susan worked tiressly
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Find Your Home: Westfield, Scotch Plains and Cranford New Jersey home buying, real estate listings, and homes for sale in Union County, NJ
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Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. 

As a top Westfield, Scotch Plains and Cranford real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. 

I have direct access to the Westfield, Scotch Plains and Cranford area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. 

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. 

Tell me what you are looking for! It's my job to know every property in Westfield, Scotch Plains and Cranford, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... 

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
What kind of home construction is considered to be the safest in seismic areas?

A 
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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Susan Massa, CRS SRES ABR Broker, REALTORŪ, real estate agent and broker for Westfield, Scotch Plains and Cranford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Massa, CRS SRES ABR Broker
Burgdorff ERA Realtors

600 North Avenue
Westfield, NJ. 07090
Phone: 908-233-6679
Phone 2: 908-233-1881
Cell: 908-400-0778
Fax: 908-233-7323
Email: susanmassa@NUMBER1EXPERT.com
email: smassa5207@aol.com
email: Susan@NJhomeShowcase.com

Susan Massa is a lifelong and fourth generation resident of the Westfield area. With more than 15 years of experience as a real estate broker, Susan is a terrific source of knowledge about area architecture, education, folklore, history, preservation, recreation, shopping, restaurants, economic development, real estate information and relocation to or from New Jersey. A graduate of Kentucky Wesley College, Susan has a Bachelor of Arts degree in marketing management. She also attended Fairleigh Dickinson University in Madison and Monmouth University in Long Branch for graduate studies in business, marketing and finance. A consistent top producer in sales combined with her outstanding marketing skills earned Susan membership in the prestigious New Jersey Association of Realtors (NJAR) Distinguished Sales Club. She received that honor for over ten years of membership in the NJAR Million Dollar Sales Club (Gold Level, 1987; Silver Level, 1986; Bronze Level, 1983, '85, '88, '92, '94-'97), and Circle of Excellence 2002. A strong commitment to the community, the public and the real estate industry has seen Susan honored with multiple awards including NJAR Realtor Associate of the Year, NJAR Community Service Award and Westfield Community Service Award.

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Burgdorff ERA Realtors real estate and homes for sale in Westfield, Scotch Plains and Cranford New Jersey



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